Popularly known as the blue city, Jodhpur is the second largest city in Rajasthan. The city hosts beautiful architecture, forts, palaces, temples, havelis, and they are all built with bright shades of blue. The architectural wonder, Mehrangarh fort towers over this magnificent city. You can visit Khejarla fort, Umaid Bhawan Palace, Moti Mahal, Sheesh Mahal, Phool Mahal, Chamunda Mataji Temple, Ransir Padamsar, Ghanta Ghar, Sardar Samand Lake and Palace and many more. Handicrafts are the main source of income of Jodhpur, followed by Tourism. The city produces textiles, metal utensils, sports goods, glass bangles, cutlery, carpets, and marble products. Jodhpur is a popular tourist destination, not only in India but also for the outside world. A lot of foreigners and Indians flock to see this gorgeous city. The major educational institutes of Jodhpur are Indian Institute of Technology Jodhpur (IITJ), All India Institute of Medical Sciences Jodhpur, National Law University Jodhpur. The personal loan online is now getting popular in Jodhpur. There are the different types of personal loans in Jodhpur. You can apply for a personal loan for any kind of emergency or for a planned event. People apply for a loan to cover their medical expenses, travel needs, educational needs or to buy any large asset.
Types of Personal Loans in Jodhpur:
1.Consumer Durable Personal Loan
In today’s modern era, having a fully furnished house is necessity. A house equipped with all the modern electronic devices is a dream of every Indian family. Every household needs television, microwave, refrigerator, geyser, laptop or computer, food processor, air conditioner etc. to fulfill their day to day needs. But buying such consumer products is not easy as they are quite expensive. That’s why banks and NBFCs have come up with ‘Consumer Durable Personal Loans’. Banks and NBFCs give away this unique loan specifically to buy these products. The amount granted for this type of loan ranges from Rs. 10,000 to Rs. 1,00,000. The maximum tenure given for this loan is 5 years. Many banks provide 100% finance to buy the desired products. The interest rate for this type of personal loan ranges from 16% to 22%.
2. personal wedding loan
A wedding day is not just a day of rituals. It is a special day that brings two families together through the sacred bond of marriage. Every bride and groom wants their wedding day to be special and magical. But every magic comes with a price. Every Jodhpur wedding is a “Big Fat Jodhpur Wedding” in one way or another, and it certainly comes at a cost. A Jodhpur wedding cannot be financed simply with family savings. Designer clothes, jewelry, catering, decorations, venue rent, gifts and many more expenses have to be paid for a wedding. Therefore, many banks and NBFCs allocate special personal wedding loans for weddings. The amount allotted depends on various factors such as the applicant’s income, CIBIL score, etc. The interest rate for a personal wedding loan ranges from 10% to 20%. The maximum repayment period is 5 years.
3. Personal Travel Loan:
Many people love to travel and experience new destinations, cultures and foods. But no matter how early you book your tickets or how cheap you find a place, you’ll have to spend money. Whether domestic or international, a vacation trip is no financial walk in the park. Getting there, staying at a hotel, eating out, shopping for souvenirs and other local expenses are costs you can’t escape. Many cancel their trip because they are worried about such expenses, but that doesn’t have to be the case anymore. Many banks and NBFCs know that travel rejuvenates you, so they offer unique personal loans to meet your travel needs. Interest rates on travel-specific personal loans start at 11% and the tenure ranges from 12 to 60 months. The amount allotted depends on various factors such as the applicant’s income, CIBIL score, etc.
4. House Renovation Personal Loan
Living in a well built house is a primary need of every human being. People who own a house feel the need of renovating the house after a few years. The renovation can be of any nature: just renovating the interior, renovating the structure itself etc. Any kind of renovation is expensive when it comes to housing. Thus people opt for personal loan specifically for house renovation purposes. Banks and NBFCs give such loan for tenure of as long as 5 to 7 years. The interest rate ranges from 9% to 11%.
5. Personal Loan for Medical Emergencies
Medical emergencies are highly unexpected and unpredictable emergencies. Many people do not have insurance policies that cover expensive medical treatments, and often even insurance coverage cannot meet the needs. In such a situation, you can take out a personal loan to pay your high medical bills. Banks offer personal loans for medical emergencies with a maximum term of
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